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Book Buzzr - Johnny Oops
Friday, November 7, 2008
The Economy And You
What should we do to help the economy? Please answer the question.
We need to make decisions on spending that we can both afford and pay back responsibly, considering the economic situation at present. Cutting out spending all together is not going to help the economy recover. Spending wisely will.
Stop paying your credit cards. Or rather, pay the ones you want to keep, but those banks that are bending you over interest rates higher than the sky you need to tell them either lower the rate or you won't pay. And then don't pay if the rate doesn't go down, down, down.
And don't fall for the email request to call their customer service lines. Believe me, if you don't get it in writing, it ain't going to happen. Besides, they have your phone number, don't they? If they truly value your business, they'll call. And then you document that call in a followup email to customer service outlining all the promises that were made to you. Or just don't pay. Not like the banks aren't standing in line to get their share of the bailout funded by our taxes, is it? Why should you pay them twice?
Look up the meaning of unsecured debt. You won't be quite so scared to flip the banks the bird and not pay. Then you can afford your mortgage, your heat, your food, etc. and so forth.
Have I done this? You bet. With three banks so far who thought to bend me over just because they think they can. And I don't give a damn about my credit rating--that's just a tool cooked up by the banks to herd frightened millions into their corral and keep them paying through the nose for these banks' mistakes.
Where is your bailout? In your own hands, if you've got the balls to say, "Hell, no, I won't pay!"
Hi, I'm a freelance copywriter with a passion to write novels and spiritual books. I am also a platinum member and expert author at Ezinearticles.com.
I'm the author of the novel Johnny Oops, the sequel Johnny Oops 11 - timeless and Sequin Boy and Cindy.
When I am not writing fiction, I like to write articles on my favorite topics - Finding Faith, The New Middle Aged Group of which I am proud to be a member and advice on how to find a husband and much more.
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ReplyDeleteWe need to make decisions on spending that we can both afford and pay back responsibly, considering the economic situation at present. Cutting out spending all together is not going to help the economy recover. Spending wisely will.
ReplyDeleteThanks so much for your answer Alden. You are now a non-expert expert.
ReplyDeleteStop paying your credit cards. Or rather, pay the ones you want to keep, but those banks that are bending you over interest rates higher than the sky you need to tell them either lower the rate or you won't pay. And then don't pay if the rate doesn't go down, down, down.
ReplyDeleteAnd don't fall for the email request to call their customer service lines. Believe me, if you don't get it in writing, it ain't going to happen. Besides, they have your phone number, don't they? If they truly value your business, they'll call. And then you document that call in a followup email to customer service outlining all the promises that were made to you. Or just don't pay. Not like the banks aren't standing in line to get their share of the bailout funded by our taxes, is it? Why should you pay them twice?
Look up the meaning of unsecured debt. You won't be quite so scared to flip the banks the bird and not pay. Then you can afford your mortgage, your heat, your food, etc. and so forth.
Have I done this? You bet. With three banks so far who thought to bend me over just because they think they can. And I don't give a damn about my credit rating--that's just a tool cooked up by the banks to herd frightened millions into their corral and keep them paying through the nose for these banks' mistakes.
Where is your bailout? In your own hands, if you've got the balls to say, "Hell, no, I won't pay!"